Citizens Bank Home Mortgage Fannie Freddie Underwriter in Irving, Texas
The Conventional Underwriter is responsible for providing a loan decision
Based on an individual’s credit history, financial position and strength of
Collateral.An extensive understanding of Agency and FAMC guidelines
is required.The ability to manage work flow and provide exemplary customer
service is essential.
- Complete thorough analysis of loan files to determine compliance with
Company, investor and agency guidelines.Maintain a minimum
Productivity level of 4 new loans per day.
Review conditions within posted turn times.
Communicate loan decisions to appropriate parties both orally and/or in
- Respond to post closing, insuring and audit reviews.
Minimum of 4+ years Conventional Underwriting or equivalent experience.
Knowledge of Agency Guidelines, documents and terminology, including
Automated systems.TRID experience preferred.
Exemplary customer service skills.
Excellent organizational skills.
Effective communication skills.
Work effectively in a team environment.
Work effectively in a fast pace environment with low tolerance for error.
Work outside of the standard business day may be required.
Professional dress and demeanor.
Must demonstrate commitment, dependability and respect for other employees
With regular attendance, punctuality and adherence to agreed upon schedule.
- Must be able to adapt to shifting priorities and tasks requiring average mental
- Able to problem solve by assessing and identifying causes, gathering relevant
Information and generate possible solutions.
- Ability to cope with stress of a high production position and meet stringent
Deadlines for completing tasks.
Hours and Work Schedule:
Hours per week: 40+
Work Schedule: Monday-Friday
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
Equal Employment Opportunity
It is the policy of Citizens to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, colleague or a dependent’s reproductive health decision making, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, genetic characteristic, citizenship, veteran or military status, marital or domestic partner status, family status/parenthood, victim of domestic violence, or any other category protected by federal, state and/or local laws.
Equal Employment and Opportunity Employer/Disabled/Veteran
Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.
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