Toyota Consultant, Treasury Risk Management (ALM) in Dallas, Texas
Title: Consultant, Treasury Risk Management (ALM) Location: US-TX-Dallas-Plano Other Locations:
Who we are
Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for diverse, talented team members who want to grow and start their impossible with us.
An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company – delivering on Toyota’s vision to move people beyond what’s possible. At TFS, you will help create best-in-class customer experiences in an innovative, collaborative environment.
Who we’re looking for
The TFSB Finance Department is looking for a passionate and highly-motivated Consultant, Treasury Risk Management (ALM).
The primary responsibility of this full time employee role, based in Plano, TX is to establish theTFSB treasury risk management platform, FIS Ambit ALM, including building robust financial models and analytics for balance sheet management, and financial statement valuations. This person will perform analysis related to liquidity risk, interest rate risk, and other stress scenarios. They will also support and develop valuation models for mortgage servicing rights, maintenance and management of brokered certificate of deposit placement fee amortization model and output communication with Controllership. A successful candidate will bring 7-12 years’ experience in the ALM/liquidity risk management, along with a Master’s or MBA. A CFA or FRM would be considered a plus.
What you’ll be doing
Develop and maintain complex financial models in Bancware and Excel to be used as the primary source for TFSB’s Asset/Liability Management (“ALM”) program. Responsible for the ALM platform including data integrity, reasonableness of output/results and system related contingency planning.
Develop expertise in FIS Ambit system, models, and methodologies, identify opportunities for improvement and implement enhancements as necessary.
Develop sophisticated interest rate and liquidity risk analysis (e.g. Economic Value of Equity etc.) to be used for TFSB and TFSC reporting.
Collaborate with TFS Treasury team ensuring integrity and validity of Planning and Forecasting process from FIS Ambit and developing alternative economic scenarios for liquidity stress modeling.
Manage liquidity stress analytics and scenarios in guidance with rating agencies, to ensure solid balance sheet liquidity, in case of market disruptions as well as other market conditions.
Enhance liquidity risk analysis, incorporating market and regulatory changes.
Cross-functional coordination with TFS Treasury, TFS Controllership, financial planning, and parent company on development and communication of funding forecast and plans.
Coordinate with TFS Treasury team to obtain most recent market conditions and cost of funds and communicate with broader organization.
Assess opportunity to optimize funding through callable CDs or other funding sources (such as FHLB)
Provide analytical support for management forums including ALCO decisions by conducting robust and comprehensive market and financial analysis to support strategy, proposals and market transactions.
Grow financial and fixed-income capital markets knowledge by interacting with banking community, identifying trends, related opportunities and assessing portfolio risk impact.
Provide analytical support for managing the market risks of TFSB’s balance sheet – interest rate, liquidity and counterparty credit risks. What you bring
Bachelor’s degree in a finance related discipline
Demonstrated knowledge and first-hand expertise with Treasury ALM systems (Bancware, QRM or equivalent)
Demonstrated knowledge and first-hand expertise in cash flow modeling, interest rate risk and liquidity management
Strong proficiency in SQL
What we’ll bring
During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:
A work environment built on teamwork, flexibility and respect
Professional growth and development programs to help advance your career, as well as tuition reimbursement
Vehicle purchase & lease programs
Comprehensive health care and wellness plans for your entire family
Flexible work options based on business needs
Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
Paid holidays and paid time off
Referral services related to prenatal services, adoption, child care, schools and more
Flexible spending accounts
Onsite amenities such as fitness center, restaurants, etc.
What you should know
Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. We are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business. Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.
Have a question or need assistance with your application? Check out the How to Apply section of our careers page on Toyota.com!